"The agent explained all the costs clearly without any pressure. I finally feel prepared and know my family won't face a financial burden."
Licensed Agents Available Now
Protect Your Family From
Funeral Costs
Final expense life insurance can help cover burial and funeral costs — typically $7,000–$9,000 on average. Compare options with a licensed agent in minutes. Most plans require no medical exam.
No medical exam required for most plans
Rates fixed as long as premiums are paid — won't rise due to age
Free comparison — no obligation to purchase anything
Coverage amounts: $5,000–$25,000 (subject to underwriting & approval)
Check Your Eligibility
A licensed agent will contact you — no pressure, no obligation to buy.
Cover Funeral Costs
Average U.S. funeral: $7,000–$9,000. Coverage from $5K–$25K helps protect loved ones from unexpected expenses.
Simple Health Questions
No medical exam required for most plans. Approval decisions based on health history answers only.
Fixed-Rate Premiums
As long as premiums are paid as agreed, rates stay fixed — they won't increase due to age or health changes.
Licensed Agents Only
Compare quotes side-by-side with a state-licensed insurance professional. Free — no obligation whatsoever.
Simple Process
How It Works
From first inquiry to coverage, our process is designed to be transparent, pressure-free, and straightforward.
1
Submit Your Info
Fill out our short eligibility form with basic information. Takes about 2 minutes.
2
Speak With a Licensed Agent
A state-licensed insurance professional will contact you to discuss options — no pressure.
3
Compare Carrier Options
Review coverage amounts and premiums from multiple top-rated insurance carriers.
4
Apply When You're Ready
If you'd like to proceed, your agent guides you through the application. No obligation if you don't.
Illustrative Sample Rates Only
What Might Coverage Cost?
These are illustrative sample ranges only — not guaranteed quotes. Your actual premium depends on your age, health, state, tobacco use, and the specific carrier and plan selected. Speak with a licensed agent for an accurate, personalized quote.
| Age at Issuance | Male — Monthly Range (Sample) | Female — Monthly Range (Sample) |
|---|---|---|
| 55 | $40 – $55 / month | $32 – $44 / month |
| 60 | $48 – $65 / month | $38 – $52 / month |
| 65 | $55 – $75 / month | $45 – $60 / month |
| 70 | $70 – $95 / month | $56 – $76 / month |
| 75 | $85 – $115 / month | $67 – $92 / month |
| 80 | $110 – $150 / month | $85 – $120 / month |
Required Disclosure: Rates above are illustrative sample ranges for approximately $10,000 in
final expense life insurance coverage and do not constitute a quote, offer, or guaranteed premium.
Actual monthly premiums vary based on age at issuance, health responses to underwriting questions,
tobacco/nicotine use, state of residence, coverage amount selected ($5,000–$25,000), waiting period,
and the specific insurance carrier. Coverage amounts available: $5,000–$25,000.
Typical monthly premiums: $40–$150+. All coverage is subject to underwriting review and approval.
Not all applicants qualify. Some plans include a 2-year graded benefit period.
EnrollSmartNow, LLC is an insurance marketing organization — not an insurance carrier — and does not
guarantee coverage, premiums, or eligibility.
Why EnrollSmartNow
What Sets Us Apart
Transparent Process
We clearly disclose who we are, who will contact you, and exactly what you're agreeing to — no hidden fine print.
Licensed Professionals Only
Every agent we connect you with is state-licensed to discuss and sell insurance products in your state.
No Pressure. Ever.
Consent is not a condition of purchase. You can always say no — and we honor opt-out requests immediately.
Your Data is Protected
We follow CCPA, TCPA, and all applicable privacy laws. Your information is only shared with listed partners.
100% Free to Compare
There is no fee to use our comparison service. Agents are compensated by insurance carriers, not you.
Real People Answer
Call us at (913) 942-0957 Mon–Fri, 8AM–8PM ET. A real, licensed agent picks up — not an automated system.
Customer Feedback
What Our Customers Say
"Very helpful for my specific needs and budget. They took time to genuinely review different options with me — no rush, no pressure."
"Got clear, honest information quickly — without feeling rushed. The agent helped me find affordable coverage that fits my budget."
Testimonial Disclosure (FTC 16 CFR Part 255):
Testimonials above reflect individual experiences of real customers. Individual results, experiences,
premiums, and coverage vary. These testimonials do not guarantee similar results. Customers were not
compensated for providing these reviews. Coverage, eligibility, and premiums depend on individual
health answers, age, state of residence, and carrier underwriting decisions.
These testimonials are not an indication of typical consumer outcomes.
Ready to Protect Your Family?
A licensed agent is standing by. Free consultation — absolutely no obligation to purchase.
Mon–Fri, 8AM–8PM ET · Licensed Agents Only · Nationwide · Not a government agency
Lead Generator & Licensing Disclosure: EnrollSmartNow, LLC is an insurance marketing organization (IMO) and a licensed insurance lead generator. We are NOT an insurance carrier, underwriter, or claims administrator. We connect consumers with state-licensed, independently appointed insurance agents and carriers. National Producer Number (NPN): [INSERT NPN]. State license numbers available at enrollsmartnow.com/licensing.
Government Disclaimer: EnrollSmartNow is not affiliated with, endorsed by, or representative of any federal, state, or local government agency — including Medicare, Medicaid, or the Social Security Administration. This is not a government website.
Coverage & Premium Disclaimer: Coverage $5,000–$25,000. Premiums typically $40–$150+/month. Vary by age, health, tobacco use, state, and carrier. Subject to underwriting approval. Not all applicants will qualify. No coverage is guaranteed by submitting this form. This is not an application for insurance.
Privacy & TCPA: By submitting, you consent to contact by EnrollSmartNow and its listed Marketing Partners per your consent choices above. Opt out any time: [email protected] or Do Not Call page. Do Not Sell/Share My Info: enrollsmartnow.com/do-not-sell. Health info you provide is handled per our Privacy Policy.